About SM Insurance & Financial Services
Trusted Insurance. Professional Guidance. Comprehensive Protection. We are an IRDAI-licensed insurance advisory firm, associated with leading General and Life Insurance companies to provide you with a wide range of reliable insurance solutions tailored to your protection and financial needs.
SM Insurance & Financial Services is an ICICI-authorised insurance and investment agency, specialising in travel insurance, corporate insurance, housing society insurance, general insurance, life insurance and mutual fund investments.
Our goal is simple — give every customer the right cover and the right investment plan for their needs and budget, and stay with them through the entire claim or SIP journey.
- Authorised partnership with ICICI Lombard & ICICI Prudential
- Working with individual, corporate and housing society clients
- Personalised, no-pressure advice
- End-to-end support, from documentation to claims
Our Core Values
Trust & Transparency
No hidden terms or surprise exclusions. We explain every clause in plain language before you sign anything.
Client-First Advice
We recommend the plan that fits you — not the one with the highest commission. Your goals come first, always.
Reliable Support
Call or WhatsApp anytime — you'll reach the same advisor who knows your policy, not a call centre queue.
Why choose SM Insurance & Financial Services?
Are you an authorised ICICI agency?
Yes — we are an authorised insurance and investment agency working with ICICI Lombard for general insurance and ICICI Prudential for life insurance and mutual funds, so every plan we recommend is genuine and fully backed.
Do you charge for advice or comparisons?
No. Our advice, plan comparisons and documentation support are free — we're compensated by the insurer, not by you, so there's no pressure to oversell.
What happens after I buy a policy through you?
We stay with you — reminding you of renewals, reviewing your cover as your needs change, and personally helping you file and follow up on any claim.
Can I reach you directly, not a call centre?
Always. You'll deal with the same advisor throughout — by phone or WhatsApp — who already knows your policy and history.
Ready to find the right cover?
Tell us what you need — we'll do the comparing for you.